{
  "name": "Insurance claim documentation prep",
  "slug": "insurance-claim-documentation",
  "category": "Doc-prep & paperwork",
  "summary": "Help policyholders document storm and disaster claims properly, and check whether insurers owe statutory late-payment interest. Documentation and letters only; adjusting requires a license.",
  "updated": "2026-07-10",
  "human_page": "https://pulse.theaslangroupllc.com/fieldguide/insurance-claim-documentation/",
  "hub": "https://pulse.theaslangroupllc.com/fieldguide/",
  "engines": [
    {
      "vertical": "insurepulse",
      "name": "InsurePulse",
      "base_url": "https://insurepulse.theaslangroupllc.com",
      "openapi": "https://insurepulse.theaslangroupllc.com/openapi.json",
      "llms_txt": "https://insurepulse.theaslangroupllc.com/llms.txt",
      "endpoints": [
        {
          "path": "/api/insure/claim",
          "price": "$0.08",
          "description": "Insurance claims guidance"
        },
        {
          "path": "/api/insure/prompt-pay",
          "price": "$0.10",
          "description": "Late-claim interest check — statutory prompt-pay interest math (deterministic, no LLM)"
        },
        {
          "path": "/api/insure/prompt-pay-letter",
          "price": "$2.00",
          "description": "Citation-locked late-claim interest demand letter ($2)"
        },
        {
          "path": "/api/insure/home",
          "price": "$0.10",
          "description": "Homeowners insurance gap analysis"
        }
      ]
    }
  ],
  "payment": {
    "protocol": "x402",
    "currency": "USDC",
    "networks": [
      "base",
      "solana"
    ],
    "pricing_note": "Prices shown are the live public catalog — the same wholesale sheet agents pay per call. No subscription.",
    "human_onramp": "Self-serve starter key (no crypto wallet needed): https://pulse.theaslangroupllc.com/fieldguide/start/?bp=insurance-claim-documentation — scoped key with a $0.25 trial balance; top up by card (Stripe) or USDC. API: POST https://pulse.theaslangroupllc.com/api/wholesale/register {contact, scope: \"insurepulse\"}. Email fallback: info@theaslangroupllc.com with subject \"Starter key: insurance-claim-documentation\"."
  },
  "setup_steps": [
    "Build the pre-loss documentation offer first: a home inventory session sold in calm weather. It’s recurring, uncontroversial, and it seeds the client list that calls you after a storm.",
    "Learn your state’s prompt-pay statute by running five test checks with different claim timelines.",
    "Write the scope disclaimer (documentation and letters, no negotiation, no adjusting) and read your state’s public-adjuster statute so you know exactly why it’s there.",
    "Introduce yourself to two independent insurance agents; they refer documentation help without hesitation because it makes their claims go smoother."
  ],
  "licensing_notes": [
    "The bright line: helping someone document their own claim and preparing letters they send is generally lawful; negotiating, adjusting, or settling a claim on someone’s behalf for a fee requires a public adjuster license in most US states (and equivalents elsewhere), and states like Florida and Texas police this actively after storms. Never touch the negotiation, never take a percentage of the payout, and put the disclaimer in writing. Some states also regulate post-disaster solicitation; know your state’s rules before you market after a storm."
  ],
  "compliance": {
    "earnings": "Educational content. No earnings claims or income projections; results depend on operator effort, market, and pricing.",
    "posture": "Flat-fee self-help document preparation where documents are involved: the customer signs and files; the operator never represents clients or works on contingency.",
    "sensitive_category": true
  },
  "publisher": {
    "name": "The Aslan Group LLC",
    "contact": "info@theaslangroupllc.com"
  }
}